The relationship between a pension fund’s or an insurance company’s investments and its goals is a crucial one. Pension funds and insurance companies – but also the supervisory authority – are very much aware of the importance of pursuing a carefully defined strategic policy. An ALM study can play a valuable role in elaborating that policy.

Projects that Asset Advisors has implemented regarding ALM studies include:

• Ensuring that the study has a clear objective and is properly structured;
• Making proper use of policy tools;
• Interpreting the results and advising on how they should affect the investment portfolio.

Reporting to the pension fund or insurance company.